.et_pb_accordion{border:none!important}.et_pb_toggle{background:#ffffff!important;border:1px solid #e4e8f0!important;border-radius:12px!important;margin-bottom:12px!important;overflow:hidden;transition:all 0.25s ease;box-shadow:0 6px 18px rgba(0,0,0,0.04)}.et_pb_toggle:hover{transform:translateY(-3px);box-shadow:0 12px 24px rgba(0,0,0,0.08);border-color:#345894!important}.et_pb_toggle_title{font-size:15px!important;font-weight:600!important;color:#1a2433!important;padding:18px 22px!important;position:relative}.et_pb_toggle_title:after{content:"+";position:absolute;right:20px;font-size:18px;color:#345894;transition:0.25s ease}.et_pb_toggle_open .et_pb_toggle_title:after{content:"–";transform:rotate(180deg)}.et_pb_toggle_content{padding:0 22px 20px!important;font-size:14px;color:#667085;line-height:1.8}.et_pb_toggle_open{border-color:#345894!important;box-shadow:0 10px 28px rgba(0,0,0,0.08)}.et_pb_toggle_open .et_pb_toggle_title{padding-bottom:10px!important}@media (max-width:767px){.et_pb_toggle_title{font-size:14px!important;padding:16px 16px!important}.et_pb_toggle_content{padding:0 16px 18px!important}}.et_pb_accordion{border:none!important}.et_pb_toggle{background:#ffffff!important;border:1px solid #e4e8f0!important;border-radius:12px!important;margin-bottom:14px!important;overflow:hidden;transition:all 0.25s ease;box-shadow:0 6px 18px rgba(0,0,0,0.04)}.et_pb_toggle:hover{transform:translateY(-4px);box-shadow:0 14px 28px rgba(0,0,0,0.08);border-color:#345894!important}.et_pb_toggle_title{font-size:15px!important;font-weight:600!important;color:#1a2433!important;padding:18px 50px 18px 22px!important;position:relative}.et_pb_toggle_title:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:18px;color:#345894;font-weight:600;transition:all 0.25s ease}.et_pb_toggle_open .et_pb_toggle_title:after{content:"–"}.et_pb_toggle_content{padding:0 22px 20px!important;font-size:14px;color:#667085;line-height:1.8}.et_pb_toggle_open{border-color:#345894!important;box-shadow:0 12px 28px rgba(0,0,0,0.08)}.et_pb_toggle_open .et_pb_toggle_title{padding-bottom:10px!important}@media (max-width:767px){.et_pb_toggle_title{font-size:14px!important;padding:16px 45px 16px 16px!important}.et_pb_toggle_content{padding:0 16px 18px!important}}.cbr-btn{display:inline-block;padding:12px 22px;font-size:14px;font-weight:600;text-decoration:none;border-radius:8px;transition:all 0.25s ease;cursor:pointer}.cbr-btn--primary{background:#345894;color:#ffffff;box-shadow:0 6px 16px rgba(52,88,148,0.25)}.cbr-btn--primary:hover{background:#2a4778;transform:translateY(-2px);box-shadow:0 10px 22px rgba(0,0,0,0.15)}.cbr-btn--secondary{background:#ffffff;color:#345894;border:1px solid #d0d7e2}.cbr-btn--secondary:hover{background:#f3f6fa;transform:translateY(-2px)}.cbr-btn-center{text-align:center;margin-top:30px}@media (max-width:767px){.cbr-btn{padding:12px 18px;font-size:13px}}